i-Finance Leasing Plc. (“i-Finance”) is an innovation and technology financial institution providing smart leasing solutions to its customers across Cambodia. I-Finance is commenced in 2014 by three (03) Cambodian founders namely Mr. Sok Chamroeun, Mr. Kang Samnang, and Mr. Lav Pokeat.
Then in 2015, i-Finance welcomed Athena Asia Pacific (HK) Limited as its fourth shareholder. As a fast-growing institution, i-Finance operates with a diverse branch network in the nation’s major metro areas including Phnom Penh, Preah Sihanouk, Kampong Cham, and Siem Reap.
In the last quarter of 2022, KB Kookmin Card, a leading consumer finance company in South Korea together with one of its subsidiaries, KB Daehan Specialized Bank successfully and wholly acquired i-Finance. With the support of the new shareholders, i-Finance will continue to invest in technology and the capabilities of its staff with advancements in digital technology to cater to a growing market and customer convenience.
Over 5 Years Experience
We have been helping Cambodians reach their goals for over 5 years with trusted and affordable lending solutions
Simple Approval Process
Get pre-qualified online. Apply in 5 minutes: Simple, Quick, No Paperwork!
Flexibility and Affordability
We provide affordable rates and monthly payments to fit your budget and lifestyle.
Vision, Mission & Core Values
A financial innovation pioneer with great trust
from customers - we aim to be a leading
company in offering our customers innovation
and smart financing solutions.
Financial lease with a Smart Way- customer convenience and trust are our prime focus.
“Take Inspiration, Study for Intelligence, Make Innovation, Have Integrity, Re-act Immediately!”
Inspiration : We are inspired by customers and sellers, and we provide satisfactory financial services to everyone.
Intelligence : We are always eager to study for intellect about product, customer, and seller.
Innovation : We are creative in finding efficient solutions to better serve our customers.
Integrity : We offer the customer honesty and transparency in what we do.
Immediately : We will respond immediately to our customer’s needs and create the best alternative that is fast and appropriate.
i-Finance empowers its customers with affordable financing solutions for the purchase of assets critical to modern economic life.
Over 80% of our customers rely on our financed assets for their daily commute to work, ensuring affordable and durable access to employment and income security. The majority of commuters using motorbikes are members of Cambodia’s low- and middle-income earning classes. To these commuters, motorbikes have become an integral, non-discretionary part of daily life.
We are expanding access to finance throughout Cambodia. Whereas banks and microfinance institutions require land collateral for customers to obtain a lease, we use the leased asset as collateral. This enables us to reach a previously underserved market: over 50% of our customers had no prior borrowing history before their first lease with us.
Entrepreneurs often lack access to affordable financing solutions required to grow their business. We provide financing for critical business equipment such as washing machines for laundromats, tuk tuks for drivers, and light commercial vehicles for small businesses
With no major public transport system, Cambodia suffers from a shortage of affordable transportation and mobility. As a result, motorbikes have become the primary mode of transportation in Cambodia and play an essential part of daily life for most Cambodians. Motorbikes are critical in providing access to jobs, education, health and social activities. Our financing services improve the daily lives of Cambodian’s who would not otherwise have access to affordable transportation and mobility.